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VA Loan Specialist
Matt Houston
VP of Mortgage Lending at Guaranteed Rate serving Central Oregon. Specializing in VA loans and helping veterans achieve homeownership.
MH
Matt Houston
VP of Mortgage Lending
Guaranteed RateYour Central Oregon Lending Partner
Matt Houston is Realty Net's preferred mortgage lender for Central Oregon. As VP of Mortgage Lending at Guaranteed Rate, Matt brings extensive experience and a specialized focus on VA loans to help veterans and active military achieve their homeownership dreams.
Whether you're a first-time homebuyer, looking to refinance, or a veteran exploring your VA benefits, Matt provides personalized guidance through every step of the lending process.
Coverage Area
Matt serves homebuyers throughout Central Oregon, including:
Bend
Sisters
Redmond
Sunriver
La Pine
Prineville
How Matt Helps You
From pre-approval to closing, Matt provides comprehensive lending support for flat fee MLS sellers and their buyers.
Fast Pre-Approvals
Get your buyers pre-approved quickly with streamlined online applications and same-day response times.
Buyer Assessment
Comprehensive financial assessment helps buyers understand their purchasing power and loan options.
Multiple Loan Options
Access to conventional, FHA, VA, and USDA loans ensures the right fit for every buyer's situation.
Responsive Support
Direct communication throughout the process keeps everyone informed and closings on track.
Loan Programs
Matt offers a full range of loan programs to meet diverse buyer needs.
VA Loans
Zero down payment options for veterans and active military. Matt's specialty.
Conventional
Traditional financing with competitive rates for qualified buyers.
FHA Loans
Low down payment options ideal for first-time homebuyers.
USDA Loans
Zero down payment for rural properties in eligible areas.
Why Choose Matt
Experience the difference of working with a lender who understands flat fee MLS transactions.
Fast Response
Same-day response on pre-approval requests keeps your transaction moving.
Personalized Service
Direct access to Matt throughout the entire lending process.
VA Expertise
Specialized knowledge in VA loans helps veterans maximize their benefits.
Frequently Asked Questions
Common questions about working with Matt Houston.
What areas does Matt serve?
Matt serves Central Oregon including Bend, Sisters, Redmond, Sunriver, La Pine, and Prineville. For Portland Metro or statewide coverage, we recommend Cristina Stanek.
What loan programs are available?
Matt offers conventional, FHA, VA, and USDA loans. He specializes in VA loans and has extensive experience helping veterans navigate their benefits.
Is there a cost for a consultation?
No, consultations with Matt are completely free with no obligation. He's happy to discuss your situation and help you understand your options.
How quickly can I get pre-approved?
Matt typically responds to pre-approval requests the same day. The full pre-approval process usually takes 24-48 hours depending on documentation.
This lender recommendation is provided as a complimentary service to Realty Net LLC clients. You are under no obligation to use our recommended lenders and are free to choose any lender you prefer. Realty Net LLC does not receive compensation for lender referrals. All lending decisions are made by the lender based on their underwriting criteria. Matt Houston NMLS #1043105. Guaranteed Rate NMLS #2611.
Ready to Get Started?
Contact Matt today for a free consultation and discover your lending options.
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